American Modern is very proud to offer you one of the most inclusive Collector Vehicle Programs in the industry, covering a vast majority of vehicles, operators and values.
It’s a program that allows your customers the freedom to enjoy their passion without feeling constrained by the limits on their insurance policy.
We also realize that passion for collector vehicles doesn’t have to be limited to vintage cars. Eligibility extends to all categories of vehicles, including classic motorcycles, race cars, replicas, kit cars, trucks, limited production exotics and special interest vehicles such as antique fire engines, military vehicles and tractors.
Program Features
Fewer usage restrictions than other carriers
Youthful operators and drivers with less than perfect records can be accommodated most of the time
Coverage for occasional commuting to and from work and promotional activities for business/marketing activities
Agreed value in the event of a total loss
Included coverages:
One flat rate liability charge – no matter how many vehicles you own
$2,000 for direct or accidental loss to spare parts
$75 for towing costs
Up to $600 for trip interruption
Pet injury protection up to $750 per occurrence
Optional coverages are available for:
Roadside assistance with guaranteed flat bed towing upon request
Full safety glass
Transit to and usage in other countries
Competitive Pricing
“You drive less, you pay less” rating system with four mileage plan options, including unlimited miles
Reduced rates for higher valued vehicles
Deductible options
Variety of discounts available – Anti-Theft, Dispersed Risk, Storage Structure Security & Fire Resistance, Car Club/Association, and more