Own an boat?
Thinking of buying a boat?
January and February are big months for boat shows. If you are thinking of just adding your new boat to hyour homeowners policy, be sure you know why a seperate specualty policy is better.
Valuation
With a homeowners endorsement, there is likely a cap which is well below the boat’s value. A boat policy covers the boat’s agreed value or even its replacement cost.
Customization
With an endorsement, all the customer gets is physical damage coverage, and maybe some extension of liability. But a boat policy offers a fuller liability provision, as well as higher limits and other coverage options. A good boat policy is all about full protection and options, such as emergency assistance, protection from uninsured or underinsured boats, loss of fishing gear, and more.
Perils
With an endorsement, the list of covered perils is limited. A boat policy offers a comprehensive list.
Got questions, call.
Wings, Wheels and Water
Secrets of the World Class Movie
Another thing to think about
Secrets of the World Class Movie: I’m a firm believer in this fact – How you think about yourself determines every outcome of your life. Today I want to share a very important short video to back up my thoughts on this concept. If you’re totally satisfied with your life, don’t bother to watch this 3 minute movie. However, if your goal is to maximize your potential in life…it could be the best 3 minutes you’ve ever spent! Enjoy.
If you don’t like the experience you are having with life, there are 3 things you can do – starting right now – to change that…
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1. Pay attention to your expectations:
When you start something (could be starting your day, going to the gym, going to work, starting a new job, going to a party, starting a business, starting a new relationship etc.) pay attention to what you REALLY expect.
What you REALLY expect determines where you put your focus because, as human beings, we like to be right, so whatever it is you really expect, you will then shift your focus to look for proof that you are right.
Once you become aware of what you really expect, you can choose a different expectation. Write it down, decide what proof you would need to look for to reaffirm this new expectation and commit to bringing yourself back to your new expectation any time you feel yourself stray.
2. Pay attention to your focus:
As I just said, what you really expect determines what you focus on because we like to be right. So, without realizing it, you are focused on finding proof that your real expectation is true.
That means if your real expectation is struggle – you will look for proof of struggle. BUT if you shift your real expectation to ease, you will shift your focus to look for proof of ease.
At first, you will have to actively be aware of what you are looking for proof of. You will have to commit to looking for proof of your new, positive expectation. And when you do, everything including your stories – will change.
3. Pay attention to your stories:
If real expectations determine what you focus on – then what you focus on determines your stories. Your story is what you tell yourself and other people about your current situation.
And here’s the real kicker – your stories have the power to reaffirm or change your real expectations. So, pay attention to the stories you are telling yourself and other people. And ask yourself how you can adjust your story to create a new, real and positive expectation.
Be kind to yourself – be gentle with yourself – be honest with yourself. When you are all 3, miraculous transformations can happen in the blink of an eye.