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Wings, Wheels and Water

2014 Ducati 1200

Posted on December 13, 2013 by Scott Smith

This looks like a great Christmas gift. Its even the right color!

Posted in Ducati, Ducati Monster, harley davidson, motorcycle insurance., motorcycle shows, motorcycles, sport bike |

Homeowners winter check list

Posted on December 12, 2013 by Scott Smith

Homeowners winter check list

This list is not inclusive. Each house has individual items that need to be checked.  If you are in doubt or have questions about a repair or procedure, contact a qualified person for assistance.  

If you have any lawn and garden equipment (mowers, edgers, etc.)  it is important that you take precautions to winterize those items.  Equipment should be cleaned, degreased and dry before storage.  Greasing all applicable areas helps to remove moisture from that part.  Blades from mowers should be sharpened and gasoline should be treated for storage with the appropriate additives.

Always store your equipment in a dry location to prevent corrosion. If possible keep it raised above the ground.   If you don’t grill over the winter, store the grill in a dry area also.


            1. The foundation is the first place to start.  Walk around the house and look for any cracks in the foundation.  The cracks need to be patched to prevent further damage.  Moisture entering the cracks freezes and breaks them foundation.  Patching concrete in a tube is the quickest and easiest.
            2.  Make sure that there is a nice buildup of dirt around the foundation.  The current recommended slope is about 5 percent.  That is a drop of about 6 inches in a distance of about 10 feet.  Home Inspectors and builders estimate that over 75 percent of the moisture problems in basement can be corrected with proper grading and drainage.
            3.  Any blockage in the gutters and down spouts will allow ice dams to form and force moisture under the roofing material and siding.  Make sure the gutters are clean.  Drainage from the gutters and down spouts needs to be directed away from the foundation.  If your down spouts do not have extensions add them to achieve a drainage distance of about 5 feet from the foundation.     Make sure that the drainage doesn’t put puddles of water in areas that will be used for walking.  Warm weather thawing and then refreeze will create dangerous ice spots. 
            4.  Check around all the windows and doors for caulking.  If there are gaps or cracks, the existing caulking needs to be removed and replaced.  Make sure the storm windows fit tight and there are no airgaps.  You might also check the glazing on the windows.  Glazing is the material that holds the glass panes in the window frame.  This material can dry up and fall out and needs to be replaced. 
            5. Replace your screens with storm windows and storm doors.  Inspect the screens and make plans to replace or patch any damaged.
            6.  Check your porch and/or deck for damaged or loose boards.  While your under the deck look for cracks in the foundation and the anchors for the deck supports.  Might be a good time to apply additional sealer to the support post at the bases.  They may be covered in snow and moisture for a significant period of time.
            7.  This would also be a good time to treat you deck with a water sealant.  There are a number of new products out that can be applied while the deck is still wet.  This will help prevent the wood from being damaged under prolong exposure to the moisture of snow sleet and rain.     
            8.  Check the roof for damaged or loose shingles.  Loose shingles can be glued down with asphalt cement and missing or damage shingles can be replaced.  If over 50 percent of the roofing material is damaged, consider a new roof.  Most roofers aren’t happy working on a roof during cold winter months.  If you have to hire a roofer, start the job early.  Any loose or damage areas will be made worse by snow and freezing moisture.  The wind will blow the snow and moisture under the shingles, freezing and possibly cracking the shingle.
            9.  Check the flashing for rust or damage.  Any moisture that gets between the flashing can freeze and expand, damaging the flashing and the structure that the flashing is attached to. Flashing is usually tar paper or metal and put where the roof meets the chimney, windows and edges. 
            10.  Make sure that the chimney caps are attached and the screens are in place.  No caps or screens allow moisture and animals to enter the chimney.  This would be the time for a call to a qualified chimney sweep for an inspection and cleaning.
            11. Check the siding reattaching and repairing any bad area.  Soft siding is absorbing moisture and needs to be replaced.  Bare spots should be sealed, primed and painted.
            12. Check all of the exterior hydrants (hose faucets) and make sure that they are the freeze proof  type.  Do not leave hoses attached to the hydrant. One evening of freezing temperatures can ruin the hydrant and cause moisture damage to the house from broken pipes.
            13.  If you have an lawn sprinkler system, you need to have a service company flush the system and winterize it.
Posted in home maintenance, homeowners insurance, winter checklist for the home |

Bob's heater core explosion.

Posted on December 5, 2013 by Scott Smith

I have never given my vehicles a name.  Take that back, the only one named was the boat.  “Risky Business” is a name that associates our business with our fun. But car and motorcycle wise, no names.

Then one day a friend of ours mentioned that when she saw the 2007 Dodge Nitro she thought of  “Sponge Bob Square…. Truck” and from that moment on, the Dodge Nitro has been called “Bob” (a Palindrome too)!

Well, Bob has been a good vehicle. Got him new and he has just passed 130,000 miles.  That is actually longer than I have ever kept a vehicle too.  He drives great, does what’s needed and has been all over the country. And even though he’s not very big he is able to take Risky Business, the sailboat, the couple miles from  our house to the marina in the spring and back home in the fall.

But this year, Bob was due for new tires (74,000 miles out of the last set) and a once over before the snow and ice hits Iowa.  But before that happened he started to lose his “cool”…or should I say heat.  We had a cold spell and the heater in Bob was not producing much warmth.  Not too big of a problem getting from home to the office or running errands, but still cold.

Then we started getting forecasts for arctic cold combined with ice and snow, so I decided it was time to take Bob to the local Dewey Dodge “Spa and Hospital” for a good fix up.  Good news and bad news resulted.

DOCTOR, Dodge Nitro, BBDO New York, Dodge, Print, Outdoor, Ads

New BF Goodrich AT tires look great (wanted raised white letter but too hard to find them. Guess that’s not popular anymore) and the rest of the service went well but the heater core was plugged some how.

Rescheduled Bob for a follow up visit yesterday to get the heater core changed out.  Took them longer than planned because of a few additional items needed, but the biggest surprise was a call from the service writer (Thanks Brian) and the accompanying picture.

Remember the ads about the Dodge Nitro and how when it was jump starting another car it blew the other car up?  (This should be a link to a copy of the ad  http://www.youtube.com/watch?v=aLfhHyxwNK8)

By the way there is another ad where the Dodge Nitro shocks (fried actually)  dogs that are peeing on his wheels… looks like Chrysler pulled that ad, but, I could see Bob doing that.

Well, apparently Bob the Dodge Nitro really did blow his cool. The heater core actually has a hole blown out of it. I wondered why it was dripping fluid on the garage floor. No one one has ever seen anything like this.   It has a huge hole blown from the inside out, ragged edges and all. Take a look at the picture.

Weird huh? Apparently that makes Bob a special vehicle, no one has ever seen anything like it.  Cool…Bob the Nitro has just gotten some “street cred”! Of course if he blew something up with Nitrous, it might be a little better but have to take what you can.

Okay, down side to all this, the repairs and all the new parts has not been cheap. Although it is cheaper than a new vehicle. And ultimately, Bob will keep the windows clear and the inside warm after this experience. Thanks Miguel!

Posted in auto insurance, auto service, automobiles, BF Goodrich, car names, car repair, car service, cars, dewey dodge, dodge, dodge ads, Dodge Nitro, heater cores, tires |
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