Category Archives: Cessna

Don’t let your aviation insurance lapse!

Posted on by

Aviation insurance lapse?

Don’t let your aviation insurance lapse or expire just because you are not flying or the cost of your insurance. With the corona virus issues in the country, many pilots have parked their aircraft.  Which is fine in some cases, but it might not be the best for everyone.

There have been changes happening daily in aviation insurance underwriting for the last year or so.  One of which is the aviation insurance premiums are increasing.  We have see 10% to even 100% premium increases (depending on the plane and pilot).

But it’s not just the premiums increasing, the underwriting requirements are also changing.  Depending on your aircraft and your age, if you let your coverage lapse, you might not get quoted again. Aviation insurance is not an automatic renewal, you need to start over each year.

If you have a unique or low production aircraft you might have difficulty getting a company to quote the aircraft.

This is also especially important if you are close to 65 years old or older!  Make sure you contact us (or your broker) before you let your insurance expire.  There are aviation underwriters that will not quote new business for pilots older than 65.  Once you cancel or let a policy expire, you become “new” business. At that point, the insurance underwriter that you let expire does not have to take you back.

There are options to keep the coverage in place even if you are not flying.  You could keep ground not-in-motion coverage on the hull to protect it from fire theft and storms.  Or you can reduce the coverage to liability only.

The idea is to keep the policy in place and not have the risk of not being able to get coverage in the future.

Questions, contact SkySmith at – ins@skysmith.com or 515-289-1439

insurance lapse

Coronavirus and Flying

Posted on by

Coronavirus and flying your own aircraft.

Coronavirus and flying.  If you haven’t heard, Coronavirus is causing a few issues with aviation events, like Sun ‘n Fun (go to their website to get the details), which have been postponed or cancelled.

And of course, there are non-aviation events around the world that are being closed, postponed or cancelled.  It appears that traveling on airlines and crowds are two of the big issues.  Most of the “news” right now is about Coronavirus and flying on the airlines. The risks associated with large terminals with hundreds or thousands of people in close proximity.

While that is a problem for the majority of the public, there is more to aviation than just the airlines. Which brings up how important personal aviation is now! General aviation is a great way to fill in the gaps of travel.

Sure, we all need to practice safe behaviors and “social distancing” to protect ourselves and others.  Which is why flying your own aircraft is a way to actually keep you away from the crowds. For example, you only fly with known passengers and crew instead of people you have never met. It really gives a pilot a lot more control in this situation.

Just think, no more long security lines, mingling with hundreds or even thousands of other people, waiting to get on a commercial flight.

Remember, small local airports have fewer people and easier access.  Think about it, you can usually go through the gate to your airplane and fly out without much, if any, personal contact.  Yes, walking through the FBO there may be people, but its a lot fewer than at the commercial terminals.

Even in a time when the rest of the media would have us stay isolated and locked inside our homes, maybe it wouldn’t hurt to sneak out to the airport, stay away from crowds and go fly around the pattern, maybe make a few landings, just to relax and clear your head. Oh and don’t forget to wash your hands.

coronavirus and flying

Cessna 182, good for low time pilot?

Posted on by

Cessna 182, good for low time pilot?

cessna 182

Recently I had a call asking “should a low time pilot buy a Cessna 182”?  The caller was concerned because they only had 75 hours total time and all of that was in a Cessna 172. On top of that, they had a chance to buy a Cessna 182 that has very low time and is a clean airplane, should they be concerned about their low total time when moving up to a 182?

My quick thoughts. The Cessna 182 is a great aircraft. It offers an excellent platform for instrument (IFR) training, is a respectable cross country aircraft and is reasonably cost effective to operate. As a private pilot, your first year will be a little more expensive to insure because of your low hours, but that’s about it.  Yes, it does cost slightly more to maintain than a Cessna 172, but the difference is slight, mainly in the fuel burn and engine costs.  The Continental six-cylinder, 470 engine (or the Lycoming 540 in the new models) are very reliable engines.  Parts are in supply, aftermarket items and service is available almost anywhere you can fly to.

About the only thing that seems to bother the 182 are the fuel bladders in the pre-1979 aircraft and the nose gear impacts that low time pilots inflict during training. The 182 gets quite a few hard landings on the nose, typically when they are full of fuel and lightly loaded with passengers and baggage.  A pilot tends to run out of elevator in the flare a little higher than they should and drop them on the nose.  Nothing that cannot be corrected with a good dose of training at different loads.

As with any other aircraft, a good pre-buy inspection for damage history, corrosion and maintenance should be done before the purchase.  Also line up an instructor that has a fair amount of time in the Cessna 182 and they can show you how well the aircraft can really perform. Oh, and if you are used to the Cessna 172, the 182 will just require more arm muscles in the flare.  The heavy control pressure will be notable for the first few hours, after that, it’s a typical Cessna!