Tag Archives: Cessna

Don’t let your aviation insurance lapse!

Posted on by

Aviation insurance lapse?

Don’t let your aviation insurance lapse or expire just because you are not flying or the cost of your insurance. With the corona virus issues in the country, many pilots have parked their aircraft.  Which is fine in some cases, but it might not be the best for everyone.

There have been changes happening daily in aviation insurance underwriting for the last year or so.  One of which is the aviation insurance premiums are increasing.  We have see 10% to even 100% premium increases (depending on the plane and pilot).

But it’s not just the premiums increasing, the underwriting requirements are also changing.  Depending on your aircraft and your age, if you let your coverage lapse, you might not get quoted again. Aviation insurance is not an automatic renewal, you need to start over each year.

If you have a unique or low production aircraft you might have difficulty getting a company to quote the aircraft.

This is also especially important if you are close to 65 years old or older!  Make sure you contact us (or your broker) before you let your insurance expire.  There are aviation underwriters that will not quote new business for pilots older than 65.  Once you cancel or let a policy expire, you become “new” business. At that point, the insurance underwriter that you let expire does not have to take you back.

There are options to keep the coverage in place even if you are not flying.  You could keep ground not-in-motion coverage on the hull to protect it from fire theft and storms.  Or you can reduce the coverage to liability only.

The idea is to keep the policy in place and not have the risk of not being able to get coverage in the future.

Questions, contact SkySmith at – ins@skysmith.com or 515-289-1439

insurance lapse

Sunrise Crop Duster

Posted on by

Sunrise crop duster on the way to Oshkosh.

On my drive to Oshkosh and AirVenture 2022, I was able to watch a crop duster early in the morning.

Was a very beautiful sunrise and a cool sight to see the airplane at work.  Even more impressive in person.

What about wheel pants?

Posted on by

Interesting question about wheel pants.

wheel pants

The question came up about buying an aircraft that doesn’t have wheel pants (fairings). Is it really worth the money just to make it look better? Or is there more value to fairings than just looks.

My thoughts, of course, it also depends on the aircraft.

Wheel fairings or wheel pants do more than just look good. But some aircraft are designed with a landing gear that doesn’t support wheel fairing (trailing link gear like the Beechcraft  Sundowner).

Fairings can also increase the cruise and flight performance of an aircraft.  Although it is usually only one or two knots.  While that is not much of a speed increase, any boost in cruise speed is better than nothing.

Wheel fairings can also protect the aircraft from being damaged from inadvertent rocks being thrown against the wings, cabin or tail surfaces.  If you are flying from dry smooth or  paved runways its probably a good thing to have fairings.  If you are flying from dirt mud snow or worse, leave the fairings in the hanger.   Same goes for unimproved strips.  Rough terrain will just break the fairings into pieces.

Even though, if you think about it,  this is probably where you need them the most. Because they also have a few drawbacks like they can be clogged with rocks, snow and mud.  And they can be damaged by rocks and debris picked up on the runways.

Oh, and fairings get in the way when airing up those low tires and fixing a flat.

And those Cessna nose wheel shimmies, that can destroy a wheel fairing.

I guess it really comes down to the aircraft, how you are using it and where you are going.

But personally, I like the looks of most aircraft when they have wheel fairings.