Tag Archives: Piper

Beech Skipper?

Posted on by

What do you think of the Beech Skipper?

Beech Skipper

From a reader – “I am not a pilot yet. Not even a student pilot. I want to start flying lessons sometime later this year.  I am thinking about buying a plane and then receive instructions in it.  After some research, I am inclined towards buying a Beech Skipper.  The plane was only produced from 1979 -1981. What do you think of the Skipper?”

Buying is good.

Well to start, buying an aircraft to learn in, is a great way to go… if you know you like the aircraft before you buy it. The Beech Skipper is a nice trainer, and a comfortable run around aircraft.  While it might not be a great cross-country traveler, it can be used for that if you have the time.  It look’s like only about 350 of the aircraft were built, so production and finding a good one might be an issue.

Fly more than one.

First, I would make sure you fly in a number of different aircraft before you settle on the Skipper.  Many new pilots buy an aircraft and after the first few hours realize they really would rather have a different model.  I would start my lessons and get hours in a few of the different aircraft available.  Cessna, Piper, Beech and many others all have advantages or disadvantages.

Insurance?

From the insurance angle, buying your own aircraft and buying insurance is not a problem if you stay away from complicated (complex), high performance or very expensive aircraft.  The underwriters do not want to put student pilots in aircraft that will increase their chances for claims.

Typically, insurance rates will be about the same for the similar models of trainers.  I would guesstimate that a zero hour, student pilot could insure a trainer for under $1,200.  That number is based on a $20,000 hull value, two seats, fixed, tri-gear, and all metal trainer.  A Cessna 150 would probably be a little less than the Skipper, mainly because of the numbers of aircraft that the underwriters have experience with.

What to buy, a Cessna 150 or 172?

Posted on by

What to buy, a Cessna 150 or 172?

150 or 172 150 or 172

Interesting question I was asked.  Should I buy a Cessna 150 or 172?   A four place aircraft would be nice, but what about the extra cost?  Is it worth it?  And the question isn’t just about Cessna aircraft.  It can also be about the Piper Tomahawk (or even the Cherokee 140) and the Cherokee 180 and a number of other aircraft.  Actually, it can be about any number of aircraft. Do you want a two seat or a four seat.

Both aircraft are very similar when it comes to maintenance costs and fixed costs.  Just because the 150 are smaller aircraft doesn’t mean they are substantially cheaper to own.  If you think about the difference between these two aircraft…there aren’t many, except for size.  The four place aircraft will have a bigger airframe and engine.  But the basic components (and construction) are about the same.  The same is true with the maintenance.

The initial purchase price can be lower for a 150, but many of the older 172’s are in the same price range.  When you buy lower priced four-place aircraft, you are buying an older age, which could increase the maintenance costs.

The biggest difference will probably be in the fuel burn and the insurance cost.  The fuel burn is about double in a four-place compared to a two-place aircraft.  The insurance premium increases because of the extra liability with the two additional seats and the increase in hull value.

But really, do you really need the extra room and higher useful load?  Don’t get your wants and needs confused.  A Cessna 150 will do almost every thing a Cessna 172 will, but on less fuel and at a slower speed. I flew a Cessna 152 from Iowa to New Orleans. It was along trip, fun and kind of cramped, but it still did the job. I also know a couple that took their Cessna 150 and flew from Iowa to Mexico. They toured the country of Mexico for a couple of weeks. Never had any problems getting in or out of airports or worried about the fuel they could obtain.

And think about how many people fly with you on a regular basis.  If its just you and your dog, the 150 will be all you need.

The final decision will depend on you personal situation, but don’t give up on a good two seat aircraft if that’s all you need.

Don’t let your aviation insurance lapse!

Posted on by

Aviation insurance lapse?

Don’t let your aviation insurance lapse or expire just because you are not flying or the cost of your insurance. With the corona virus issues in the country, many pilots have parked their aircraft.  Which is fine in some cases, but it might not be the best for everyone.

There have been changes happening daily in aviation insurance underwriting for the last year or so.  One of which is the aviation insurance premiums are increasing.  We have see 10% to even 100% premium increases (depending on the plane and pilot).

But it’s not just the premiums increasing, the underwriting requirements are also changing.  Depending on your aircraft and your age, if you let your coverage lapse, you might not get quoted again. Aviation insurance is not an automatic renewal, you need to start over each year.

If you have a unique or low production aircraft you might have difficulty getting a company to quote the aircraft.

This is also especially important if you are close to 65 years old or older!  Make sure you contact us (or your broker) before you let your insurance expire.  There are aviation underwriters that will not quote new business for pilots older than 65.  Once you cancel or let a policy expire, you become “new” business. At that point, the insurance underwriter that you let expire does not have to take you back.

There are options to keep the coverage in place even if you are not flying.  You could keep ground not-in-motion coverage on the hull to protect it from fire theft and storms.  Or you can reduce the coverage to liability only.

The idea is to keep the policy in place and not have the risk of not being able to get coverage in the future.

Questions, contact SkySmith at – ins@skysmith.com or 515-289-1439

insurance lapse