Tag Archives: sunnfun

What is Liability Insurance?

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Confused about what liability insurance is?

Aviation liability insurance is pretty confusing. Actually not just aviation insurance, all insurance can be confusing.  So i thought id share a little bit of information.

Typically, liability coverage, in an aviation insurance policy, will be for property damage and bodily injury.  The following definitions were taken from various policies and simplified as best as possible.

“Property damage” means any physical damage to “tangible” property.  This coverage does not cover the aircraft itself, any of your own property or property that you are in charge of.  This is just for the property belonging to others that was damaged by the accident.

Liability also covers “bodily injury”, which is pretty simple.  This means the physical (bodily) injury to or the death of a person.

There is another coverage included or added.  This coverage is called medical payment (med pay).  This is the amount that the insurance company will pay for a persons immediate medical expense such as an ambulance ride after the accident, emergency room visit, etc. This coverage is usually in amounts such as $1,000, $5,000 or maybe $10,000.

Here is a quick video rundown of liability in aircraft insurance.  Hopefully it will help clear a few things up. If not or you have more questions feel free to contact me.

youtu.be/ubnnZsz1f-U

Cessna 182, good for low time pilot?

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Cessna 182, good for low time pilot?

cessna 182

Recently I had a call asking “should a low time pilot buy a Cessna 182”?  The caller was concerned because they only had 75 hours total time and all of that was in a Cessna 172. On top of that, they had a chance to buy a Cessna 182 that has very low time and is a clean airplane, should they be concerned about their low total time when moving up to a 182?

My quick thoughts. The Cessna 182 is a great aircraft. It offers an excellent platform for instrument (IFR) training, is a respectable cross country aircraft and is reasonably cost effective to operate. As a private pilot, your first year will be a little more expensive to insure because of your low hours, but that’s about it.  Yes, it does cost slightly more to maintain than a Cessna 172, but the difference is slight, mainly in the fuel burn and engine costs.  The Continental six-cylinder, 470 engine (or the Lycoming 540 in the new models) are very reliable engines.  Parts are in supply, aftermarket items and service is available almost anywhere you can fly to.

About the only thing that seems to bother the 182 are the fuel bladders in the pre-1979 aircraft and the nose gear impacts that low time pilots inflict during training. The 182 gets quite a few hard landings on the nose, typically when they are full of fuel and lightly loaded with passengers and baggage.  A pilot tends to run out of elevator in the flare a little higher than they should and drop them on the nose.  Nothing that cannot be corrected with a good dose of training at different loads.

As with any other aircraft, a good pre-buy inspection for damage history, corrosion and maintenance should be done before the purchase.  Also line up an instructor that has a fair amount of time in the Cessna 182 and they can show you how well the aircraft can really perform. Oh, and if you are used to the Cessna 172, the 182 will just require more arm muscles in the flare.  The heavy control pressure will be notable for the first few hours, after that, it’s a typical Cessna!

Opener BlackFly personal aircraft

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OPENER NAMED PRESENTING SPONSOR OF EAA AIRVENTURE OSHKOSH 2020 INNOVATION SHOWCASE

EAA AVIATION CENTER, OSHKOSH, Wisconsin — (December 16, 2019) — Opener, the company that designs and builds the all-electric BlackFly personal aircraft, has been named the presenting sponsor of the Innovation Showcase at EAA AirVenture Oshkosh 2020. The 68th annual Experimental Aircraft Association fly-in convention is July 20-26 at Wittman Regional Airport in Oshkosh, Wisconsin, and annually draws 600,000 people and 10,000 aircraft.

The Innovation Showcase at EAA AirVenture is focused on research and development in the aviation and aerospace industries. It welcomes cutting-edge companies that seek to bring their new products to the public and the aviation marketplace.
“Opener has an unparalleled leadership position in new technology driving personal flight,” said Dave Chaimson, EAA’s vice president of business development and membership. “They have been a part of the Innovation Showcase at EAA AirVenture Oshkosh for the past two years and have been a prime example of the innovative aviation technology we’ve been introducing at AirVenture. Having them as the presenting sponsor of this area will bring even more companies to Oshkosh who are interested in highlighting the newest and best in aviation.”

Opener spent the last 10 years in stealth mode, designing, developing, and testing new innovative technologies, which have now evolved into an all-electric, vertical takeoff-and-landing vehicle, BlackFly. Opener made its public debut in July 2018, shortly before displaying BlackFly at Oshkosh that year. A BlackFly v2 is now on display in the EAA Aviation Museum in Oshkosh.
“EAA AirVenture has always been synonymous with what’s new and game-changing in aviation,” said Ben Diachun, Opener’s president. “Seeing how attendees at Oshkosh welcome and encourage new ideas in all areas of flight convinced us that we needed to help foster it even further by sponsoring EAA’s Innovation Showcase.”
Only 20 exhibitors are selected from all applicants to be included in the Innovation Showcase. Any aviation-related product or service that demonstrates unique, forward-looking technology is invited to apply for complimentary exhibit space in that area. In 2019, nearly 75 companies applied for this area at Oshkosh. Applications for 2020 are currently being accepted through April 1, 2020, through the EAA.org/Innovation website.

About EAA AirVenture Oshkosh
EAA AirVenture Oshkosh is “The World’s Greatest Aviation Celebration” and EAA’s yearly membership convention. Additional EAA AirVenture information, including advance ticket and camping purchase, is available online at www.eaa.org/airventure. EAA members receive lowest prices on admission rates. For more information on EAA and its programs, call 1-800-JOIN-EAA (1-800-564-6322) or visit www.eaa.org. Immediate news is available at www.twitter.com/EAA.

Opener